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|Mobile Home Refinancing
Rates are the lowest they've
been in close to 30 years.
Refinance now to get a lower
rate, turn your adjustable into a
fixed rate and get cash out!
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|Mobile Home Refinancing
Five Great Reasons
A better rate will give you more monthly savings:
Your monthly payments will be reduced if you get a lower interest rate
or when the term of the loan is extended. However, with an extended
term, you will be paying more in interest during the life of the loan.
Pay down your mortgage quickly:
You can shorten the length of your mortgage by reducing the term of
the loan. Your Monthly payments will go up, but you will be able to save
more in interest payments. Moreover, you'll be debt free sooner.
Get extra cash to pay off credit cards:
If you have enough equity in your home, you can refinance and borrow
more than the current loan balance. With the extra money, you can pay
off high interest debts such as credit card balances or installment loans.
This refinance loan may be tax deductible under certain conditions.
Consolidate two loans into one:
If there's enough equity, you can consolidate a 1st and 2nd mortgage
into a single mortgage. The monthly payment on the new loan might be
lower than the combined payments on the first loan and the second
Convert Adjustable Rate Mortgage (ARM)
to Fixed Rate Mortgage (FRM):
A FRM prevents the lender from increasing your monthly interest
payments over the life of the loan, unlike with an ARM. This means your
monthly payments will remain the same.
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