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Manufactured Home Refinancing Loans
All-Time Low Mortgage Rates: Time To Refinance?‏

It may seem like there is no end in sight to record-low interest rates
with the interest rates we've been experiencing for the last several years.

So, you might be asking yourself, is it time to refinance?

Facts to Consider

Your Breakeven Period

Your breakeven period
is one of the most important considerations in a
refinance. To determine your breakeven period, you need to look at the
monthly savings you'll create by refinancing and the total cost to
refinance your loan. Let's say that by refinancing, you'll save $200 a month,
and that the cost to refinance is $4,800. To determine your breakeven period,
divide your refinance cost by your monthly savings. In this example,
the breakeven period would be 24 months, or two years.

If you plan to stay in your house for longer than the breakeven period,
refinancing might make sense. Now, if you're only planning to stay there
for 26 months, will that $400 you save be worth the time and hassle of
going through the refinancing process? That's a personal choice. But if
you're planning to stay in the house for another 10 years, the refinance
would save you $2,400 a year for eight years, or $19,200
(less the cost of the refinance).

Our seasoned mortgage specialists can guide you through the refinance
process seamlessly and painlessly, we promise.  So, considering the
facts here, we'll help you analyze your particular financial goals and
look at all options available.

Be rid of your Adjustable Rate Mobile Home Mortgage!

Refinance into a fixed rate easily with all the fixed-rate loan programs
offered by Earth Works Trust, in many cases up to 95 percent of your
current mobile home mortgage.
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Manufactured Home - Mortgage Refinance Loan - Refinancing

Refinance Mobile Home
With Land/Home mobile home
refinancing rates at all-time lows, it's
a great time to refinance your mobile
home and land loan. Get lower
monthly payments or a lower interest
rate that will shorten the life of your
loan.
Manufactured Home Loan
Mobile home purchase loans and
financing for a new or used mobile
home only purchase with as little as

5%DOWN. H
ome ownership is right
around the corner
.
Mobile Home Loans
Whether you're financing or
refinancing, you won't pay high
personal property loan interest
rates. Your loan is treated like a
home mortgage, with a low interest
rate that will keep your payments
manageable.
Modular Home Loans
Modular Home Loans, the nations
leader in modular home loans,
modular home financing, and
modular home refinancing for
homes in parks and communities.
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